1. Acceptance of Terms

By accessing or using Workngin ("Platform," "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Workngin provides:

• GST and TDS calculators (free tools)
• Document generators (invoices, salary slips, rent agreements, contracts)
• Compliance assistance tools for Indian businesses
• PDF generation and download services

3. User Eligibility

You must be at least 18 years old and capable of forming a binding contract to use this Service. By using our Platform, you represent that you meet these requirements.

4. Payment Terms

4.1 Pricing

Certain features require payment. Prices are displayed in Indian Rupees (INR) and are subject to change.

4.2 Payment Processing

Payments are processed securely through Razorpay. We do not store your payment card information.

4.3 Refunds

Due to the digital nature of our service and instant delivery of documents:

• Refunds are generally not available once a document is generated
• Refunds may be issued in case of technical errors preventing document generation
• Refund requests must be made within 24 hours of purchase
• Contact us at support@workngin.com for refund requests

5. User Responsibilities

You agree to:

• Provide accurate and complete information
• Use the Service only for lawful purposes
• Not misuse or attempt to circumvent our payment systems
• Not reverse engineer or copy our Platform
• Verify all generated documents for accuracy before use
• Consult with legal or tax professionals when necessary

6. Disclaimer of Warranties

IMPORTANT: Our Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind.

• Calculations are for estimation purposes only
• We do not guarantee accuracy or completeness of generated documents
• Documents may require review by qualified professionals
• We are not responsible for compliance with all applicable laws
• Tax laws and rates may change - verify current regulations

7. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount paid by you for the Service
• We are not responsible for errors in data you provide
• We are not liable for tax penalties or legal issues arising from document use

8. Intellectual Property

All content, features, and functionality of the Platform are owned by Workngin and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or distribute our content without permission.

9. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. We do not store document data on our servers - all document generation happens in your browser.

10. Professional Advice Disclaimer

11. Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also change pricing with reasonable notice.

12. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any breach of these Terms or for any other reason at our discretion.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City], India.

14. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the modified Terms.

15. Contact Information

For questions about these Terms, please contact us at: